Audrey Wilson

Audrey is a Senior Editor and contributor to Money Choices.

Worried couple with notebook looking at each other

6 months ago

How your credit card limit can damage your home loan application

Your credit card limit can cut your borrowing power by up to six times that amount. For example, a $20,000 credit limit might lower your home loan amount by $100,000 to $120,000.

Finance

6 months ago

How to pay rent with a credit card

You can pay rent with a credit card through services like RentPay, DEFT, or by asking your landlord to accept direct credit card payments. These methods typically charge a fee of 0.85%

Finance

6 months ago

Top tips on how to save money on rent from an Aussie finance Expert

Saving money on rent can make a big difference to your bank balance. With housing costs taking up a large chunk of most people’s budgets, finding ways to cut back is key.

An expert’s top tips on how to save money on a low income

You can save money on a low income by making a budget, cutting costs, and looking for extra ways to earn. Start by tracking your spending and seeing where you can trim

6 months ago

Finance

New data reveals the “ideal” credit score needed to buy a house in Australia

Your credit score plays a key role when buying a house. It affects your loan options and interest rates. New data from RealEstate.com.au shows that a credit score of 700 or higher

6 months ago

Finance

Savvy ways to boost frequent flyer points for Aussie travellers

You can earn more Qantas Frequent Flyer points by linking your accounts, using partner services, and being smart with your everyday spending. For example, you can earn points when you take an

6 months ago

Travel·Finance

a person holding a business card in the middle of a street

How to use a credit card for a mortgage or deposit

Some banks allow you to use a credit card for a home loan deposit, typically as a top-up to cover any shortfall in your savings. For example, if you’ve saved $20,000 towards

6 months ago

Finance

black Land Rover Freelander parked in front of pink house during daytime

How to get a home loan with a credit card

Getting a home loan with a credit card isn’t a common practice in Australia. Most banks and lenders don’t allow direct credit card payments for mortgages. You can’t typically use a credit

6 months ago

Finance

a person holding a credit card in front of a machine

Expert reveals how to improve your credit score

Your credit score plays a big role in your financial life. It can affect your ability to get loans, credit cards, and even rental properties. A good credit score can open doors

6 months ago

Finance